First Time Buyer Mortgage
A first time buyer mortgage is your first step on the property ladder, with fixed and variable rate mortgage repayments bringing you one step closer to owning your own first home.
Buying your first home - first time buyer applicants get free broker advice, regardless of your current situation or stage of the buying process. We lend a hand and offer our expert advice to help make the task of moving into your first house that little bit smoother.
Buying Your First Home
With many mortgage options on the market, making the right choice can often be confusing and complicated. Let us help you with this vitally important decision.
First Time Buyer Deposit. A minimum deposit of 10% of the purchase price is typically required for first time buyers.
Mortgage Approval in Principle. Getting approved in principle lets you know your budget before you start viewing properties.
Finding a House. Once you have your approval in principle, we help guide you through making an offer and drawing down your mortgage.
Switch Mortgage
Home owners who switch mortgage lenders are saving thousands in interest, repaying their home loan sooner with our help. Switching is not as complicated as Irish home owners have been led to believe, and we make it a doddle.
Arrange a Callback. Request a callback from one of our mortgage brokers at a time that suits you, with no obligation.
Switch Mortgage Application. You'll need pay slips from your employer and bank statements from the last 6 months.
Savings Approved. Once your new lender approves your home loan, you'll see the savings in your next mortgage payment.
Remortgage
Advantages of a remortgage include releasing equity in your house to do home improvements, but also allowing you to save on repayments with lower interest rates when you refinance.
Remortgage Amount. Borrow up to 90% of the property value and consolidate up to 25% value in other loans.
Remortgage Application. You'll need pay slips from your employer and bank statements from the last 6 months.
Enjoy the Savings. Once your lender approves your remortgage, you can pay off your debts and enjoy the extra income.
Self Build Mortgage
A self build home, financed by a self build mortgage, has a lower loan to value percentage. We explain the stage payment process in detail so you can plan your build best.
Self Build Buyer Deposit. A minimum 10% deposit for your self build mortgage, or 0% if you already own the site.
New Build Mortgage Application. You'll need pay slips from your employer and bank statements from the last 6 months.
Building Your House. Once your lender approves your home loan, you can start construction on your house.
Expat Mortgage
As an expat, getting a mortgage when you return home can be frustrating. Expat mortgage lenders are our speciality, and we have secured hundreds of mortgages for Irish people living abroad.
Expat Mortgage Deposit. Every expat applicant is unique, so we'll advise on what paperwork you need after talking.
Buying a House. Once your lender approves your non-resident mortgage application, you can make an offer on a property.
Completing the Purchase. Once contracts are signed and funds are drawn down, you can complete the purchase and move into your new home.
Buy to Let Mortgage
Compare buy to let mortgage rates to guarantee the best returns on your investment property, and settle into your new role as a landlord by talking through your mortgage options with our brokers.
Buy to Let Mortgage Application. You'll need pay slips from your employer and bank statements from the last 6 months.
Buying Your Investment Property. Once your lender approves your buy to let loan, you can make an offer on an investment property.
We specialise in
Get In Touch
Avalon Broker - Mortgages
We are insurance professionals with over 16 years of experience in this field. We specialise in creating and managing insurance products, providing our clients with reliable protection and peace of mind. Our experience spans both individual and corporate insurance, allowing us to offer a wide range of services tailored to the different needs of our clients.
Avalon Broker's experience and attention to detail have made us a trusted partner for many clients. We constantly improve our knowledge by monitoring new trends and changes in the legislative framework in the insurance industry. This allows us to offer relevant and effective solutions that meet modern requirements.
